From 1998 to 2004 he was an Associate Principal at McKinsey & Company (Lisbon and Warsaw), participating in many projects throughout Europe related with Retail Banking and Energy. He was also the Co-leader of Retail Banking in Europe and published several articles and co-authored a book entitled “Excellence in Retail Banking”.
Prior to that he spent three years, between 1995 and 1998, working at Procter & Gamble Europe (Lisbon and London) as the Senior Analyst in charge of the Haircare sector in Europe and Product Supply Finance of the Haircare sector worldwide.